Welcome to Frontier Financial of Arizona!
Traci Ranic: "The Loan Arranger"
Traci Ranic, owner and Mortgage Broker of Frontier Financial of Arizona, is your premier reverse mortgage specialist serving the Greater Prescott Area. With a deep commitment to quality customer service and prioritizing the needs of her clients, Traci is dedicated to helping you navigate the complexities of reverse mortgages and other loan programs.
Specializing in Reverse Mortgages and Comprehensive Loan Programs
At Frontier Financial of Arizona, Traci Ranic specializes in reverse mortgages, providing a valuable solution for retirees looking to supplement their income and cover unexpected costs such as long-term care, while remaining in their homes. Additionally, Traci offers a full range of loan programs, including VA, FHA, and construction loans, ensuring you have access to the best financing options tailored to your unique needs.
Unsure if a Reverse Mortgage is right for you?
Let us know and one of our experienced lending professionals will be happy to help you out.
The Benefits of Reverse Mortgages
Reverse mortgages offer numerous benefits for eligible homeowners:
- Financial Flexibility: Access your home equity to cover various expenses, such as long-term care, home modifications, or daily living costs.
- Stay in Your Home: Continue living in your home while utilizing its equity, allowing you to age in place comfortably.
- No Monthly Mortgage Payments: Free up your budget for other needs, as reverse mortgages do not require monthly mortgage payments.
- Tax-Free Proceeds: The funds received from a reverse mortgage are generally tax-free, offering a tax-efficient way to manage your finances.
- Purchase a New Home: Use a reverse mortgage to purchase a new home, allowing you to relocate without the burden of monthly mortgage payments.
How much do you qualify for?
No Obligation. No Credit Check.
$350 M
in loans funded to date
10-DAY
average closing
100%
customer satisfaction rate
Our Philosophy: Educate, Prepare, and Execute
At Frontier Financial of Arizona, our philosophy revolves around three core principles: Educate, Prepare, and Execute. We believe that education is the foundation of making informed financial decisions. Traci is dedicated to providing comprehensive education on reverse mortgages and other loan options, ensuring you fully understand the benefits and potential drawbacks.
Commitment to Integrity and Quality
Customer Service
Frontier Financial of Arizona, known as "The Loan Arrangers," upholds the highest degree of integrity in all business dealings. Traci's commitment to quality customer service means always putting the needs of clients first, offering personalized guidance and support throughout the entire loan process. Whether you’re considering a reverse mortgage, VA loan, FHA loan, or a construction loan, you can trust Traci to provide the expertise and care you deserve.
Education is Key
When it comes to reverse mortgages, education is the key to making informed decisions. Frontier Financial of Arizona pledges to guide you through the education process thoroughly. Traci encourages prospective clients to invite family members to participate in the discussions, ensuring everyone involved has a clear understanding of the options and benefits available.
Want to learn more about Reverse Mortgages?
Join us for a Reverse Mortgage Lunch & Learn!
The next Lunch & Learn will be:
Tuesday, June 16, 2026
11:30am-1:00pm
Location:
Yavapai Title Agency
1235 E Gurley St.
Prescott, AZ 86301
Our clients are the foundation of our success
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Traci is full of great information and my go too for helping people with questions and answers. She is someone that takes the time to know her clients, has patience... read more
Denice Dunker
May 29, 2026Traci is Great… she has helped with multiple transactions and all are flawless.
Gregory Crain
February 24, 2026We got very lucky choosing Traci as first homeowners! She made everything so easy and just overall she is a wonderful person to work with! And she knows her stuff!... read more
Allison Aragon
January 7, 2026It was a pleasure working with Traci. She was very knowledgeable and always returned my calls and text messages. She was personable and friendly. Thank you Traci for helping... read more
Cher
October 30, 2024 -
Traci was instrumental in helping me buy my dream home! She got me prequalified and the rest was easy peasy! Traci is knowledgeable, prompt and friendly. 0
Michael Licht
April 23, 2024Traci is knowledgeable, kind and professional! She has always answered my questions promptly. I highly recommend her services!
Charlotte Winder
March 16, 2024Traci is the BEST! Was always available when we needed an answer on anything. Plus she's so nice! I love getting monthly reports from her also!!
Pat Newbert
March 1, 2024I used Frontier Financial for my last home purchase, in the middle of the loan, I needed to change to a non-conventional mortgage. Traci Ranic is amazing, she made the... read more
Steve Savino
June 8, 2023 -
We were very pleased with how smoothly Traci Ranic at Frontier Financial handled our loan application and the inherent "little things" that came up during the property refinance.... read more
Brian Wassmann
June 8, 2023Traci helped me through the loan process 5 years ago when buying a house and I can't recommend her enough to all my nursing friends. She answered questions quickly, and... read more
Larenda Elmer
June 8, 2023Traci was extremely helpful throughout the process of our Loan, She always keep us informed on the progress of the loan. She always return our phone calls or text... read more
Allen Lauer
May 24, 2023We recently closed on a home in Prescott Valley and Traci Ranic with Frontier Financial of Arizona arranged the financing. Her name was given to us by a builder in... read more
Paul Bodenhamer Jr
May 16, 2023 -
I purchased my home through Traci and frontier Financial 7 years ago, Traci and frontier made the process so easy and did all the keg work to complete the process,... read more
sonny randall
December 20, 2021
