Enjoy retirement to the fullest

Welcome to Frontier Financial of Arizona

Traci Ranic: "The Loan Arranger"

Traci Ranic, owner and Mortgage Broker of Frontier Financial of Arizona, is your premier reverse mortgage specialist serving the Greater Prescott Area. With a deep commitment to quality customer service and prioritizing the needs of her clients, Traci is dedicated to helping you navigate the complexities of reverse mortgages and other loan programs.

Specializing in Reverse Mortgages and Comprehensive Loan Programs

At Frontier Financial of Arizona, Traci Ranic specializes in reverse mortgages, providing a valuable solution for retirees looking to supplement their income and cover unexpected costs such as long-term care, while remaining in their homes. Additionally, Traci offers a full range of loan programs, including VA, FHA, and construction loans, ensuring you have access to the best financing options tailored to your unique needs.

The Benefits of Reverse Mortgages

Reverse mortgages offer numerous benefits for eligible homeowners:

• Financial Flexibility: Access your home equity to cover various expenses, such as long-term care, home modifications, or daily living costs.
• Stay in Your Home: Continue living in your home while utilizing its equity, allowing you to age in place comfortably.
• No Monthly Mortgage Payments: Free up your budget for other needs, as reverse mortgages do not require monthly mortgage payments.
• Tax-Free Proceeds: The funds received from a reverse mortgage are generally tax-free, offering a tax-efficient way to manage your finances.
• Purchase a New Home: Use a reverse mortgage to purchase a new home, allowing you to relocate without the burden of monthly mortgage payments.

Our Philosophy: Educate, Prepare, and Execute

At Frontier Financial of Arizona, our philosophy revolves around three core principles: Educate, Prepare, and Execute. We believe that education is the foundation of making informed financial decisions. Traci is dedicated to providing comprehensive education on reverse mortgages and other loan options, ensuring you fully understand the benefits and potential drawbacks.

Commitment to Integrity and Quality Customer Service

Frontier Financial of Arizona, known as "The Loan Arrangers," upholds the highest degree of integrity in all business dealings. Traci's commitment to quality customer service means always putting the needs of clients first, offering personalized guidance and support throughout the entire loan process. Whether you’re considering a reverse mortgage, VA loan, FHA loan, or a construction loan, you can trust Traci to provide the expertise and care you deserve.

Education is Key

When it comes to reverse mortgages, education is the key to making informed decisions. Frontier Financial of Arizona pledges to guide you through the education process thoroughly. Traci encourages prospective clients to invite family members to participate in the discussions, ensuring everyone involved has a clear understanding of the options and benefits available.